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NAATI CCL Indonesian Legal Sample Dialogue: Car Accident and Insurance

11 min readIndonesian NAATI

An original CCL-style English–Indonesian practice dialogue between a lawyer and a client after a car accident, with model interpretations, legal terms and common traps.

How to use this dialogue

This is an original practice dialogue in the CCL format: about 300 words, roughly half English and half Indonesian, in segments of 35 words or less. In the real test you have five seconds after the chime to begin interpreting. Ask someone to read the source column aloud, or record it yourself and wait a day, then interpret from one hearing before checking the model column.

Scenario: A lawyer at a community legal centre in Perth is speaking with an Indonesian-speaking client whose car was hit from behind at a set of traffic lights.

The dialogue: segments 1–10

#SourceModel interpretationWatch for
1Lawyer: Thanks for coming in. Before we talk about the insurance claim, I need to understand exactly what happened. Can you tell me where and when the accident took place?Terima kasih sudah datang. Sebelum kita membahas klaim asuransi, saya perlu memahami dengan tepat apa yang terjadi. Bisakah Anda ceritakan di mana dan kapan kecelakaan itu terjadi?"Exactly" and both question words (where, when).
2Client: Kejadiannya hari Sabtu tanggal dua puluh tiga, sekitar jam setengah delapan malam, di lampu merah dekat pusat perbelanjaan. Mobil saya sudah berhenti total waktu ditabrak dari belakang.It happened on Saturday the 23rd, at around 7:30 in the evening, at the traffic lights near the shopping centre. My car had come to a complete stop when it was hit from behind.Jam setengah delapan = 7:30, not 8:30. Berhenti total = complete stop: key to liability.
3Lawyer: That's helpful. Did the police attend, and did you exchange details with the other driver? I'll need their name, registration number and insurer if you have them.Itu membantu. Apakah polisi datang ke lokasi, dan apakah Anda bertukar data dengan pengemudi yang lain? Saya perlu nama, nomor registrasi kendaraan, dan perusahaan asuransinya kalau Anda punya.Two yes/no questions, then a list of three items.
4Client: Polisi tidak datang karena tidak ada yang terluka parah. Tapi saya sempat foto SIM dan pelat nomornya. Pengemudi itu juga mengaku dia sedang melihat HP waktu kejadian.The police didn't come because nobody was seriously injured. But I managed to take a photo of the other driver's licence and number plate. That driver also admitted they were looking at their phone at the time.Terluka parah = seriously injured (not "injured"). Mengaku = admitted. Gender of dia is unknown.
5Lawyer: That admission matters, but it may be denied later. Was anyone else there who saw it happen? An independent witness statement would make your claim much stronger.Pengakuan itu penting, tetapi mungkin nanti akan disangkal. Apakah ada orang lain di sana yang melihat kejadiannya? Pernyataan saksi yang independen akan membuat klaim Anda jauh lebih kuat.Keep "may be denied" as a possibility. Saksi independen = independent witness.
6Client: Ada seorang ibu di mobil sebelah yang berhenti dan memberikan nomor teleponnya. Katanya dia bersedia jadi saksi. Tapi saya belum menghubunginya karena masih sakit leher.There was a woman in the car next to me who stopped and gave me her phone number. She said she was willing to be a witness. But I haven't contacted her yet because my neck is still sore.Here ibu tells you the witness is a woman, so "she" is correct. Belum = not yet.
7Lawyer: I'm sorry about your neck. Have you seen a doctor? If the injury affects your work, you may have a separate personal injury claim, which has its own time limits.Saya ikut prihatin soal leher Anda. Apakah Anda sudah ke dokter? Kalau cedera itu memengaruhi pekerjaan Anda, Anda mungkin bisa mengajukan klaim cedera pribadi secara terpisah, yang punya batas waktunya sendiri.Conditional + "may" + "separate" + "its own time limits": four meaning units.
8Client: Saya ke dokter umum hari Senin. Katanya otot leher saya tegang dan saya disarankan istirahat seminggu. Jadi saya tidak masuk kerja lima hari dan gaji saya dipotong.I saw a GP on Monday. They said the muscles in my neck were strained and advised me to rest for a week. So I missed five days of work and my pay was docked."A week" of advised rest versus "five days" missed: both numbers. Gaji dipotong = pay docked or reduced.
9Lawyer: Keep the medical certificate and your payslips. For the car, check whether your policy has an excess. If the other driver is found at fault, you may not have to pay it.Simpan surat keterangan dokter dan slip gaji Anda. Untuk mobilnya, periksa apakah polis Anda punya risiko sendiri (excess). Kalau pengemudi lain dinyatakan bersalah, Anda mungkin tidak perlu membayarnya.Excess = risiko sendiri. "Found at fault" is conditional, not a fact.
10Client: Baik, saya kumpulkan semua dokumennya dan saya hubungi ibu itu besok pagi. Terima kasih atas bantuannya.All right, I'll gather all the documents and contact that woman tomorrow morning. Thank you for your help.Besok pagi = tomorrow morning.

Legal and insurance terms in this dialogue

EnglishIndonesian
insurance claimklaim asuransi
insurerperusahaan asuransi
registration numbernomor registrasi / pelat nomor
driver's licenceSIM (surat izin mengemudi)
admissionpengakuan
independent witness statementpernyataan saksi independen
personal injury claimklaim cedera pribadi
time limitbatas waktu
medical certificatesurat keterangan dokter
excess (insurance)risiko sendiri
at faultbersalah / pihak yang salah

Four traps to check

  • Setengah delapan. Indonesian "half eight" means 7:30. Rendering it as 8:30 is a classic error.
  • Who did what to whom. "My car had stopped when it was hit" must keep the client as the stationary party. Reversing it changes liability.
  • Gender cues. Segment 4's dia has no gender cue; segment 6's ibu does. Treat them differently.
  • Possibility words. "May be denied", "may have a separate claim", "may not have to pay". Each is uncertain, and certainty is a distortion.

Compare your result with the GP sample dialogue to see whether your errors repeat across topics. The CCL topics guide lists other domains to rotate through.

More legal dialogues to practise

Interpret real-format Indonesian–English dialogues across all CCL domains.

Start practising

Frequently asked questions

Is this an official NAATI legal dialogue?

No. It is an original practice dialogue following the published CCL format. NAATI does not release live test material.

Do legal dialogues use harder vocabulary?

They often include terms such as liability, claim, witness and statement. More often, the difficulty is preserving exact conditions and who did what to whom.

Should I keep English legal terms like 'excess' in Indonesian?

Give an Indonesian rendering where one exists (for example risiko sendiri for an insurance excess). Adding the English term in brackets is acceptable if it helps clarity, but do not leave the meaning unexplained.

Sources and update

Updated . Independent study material by Indonesian NAATI. Not affiliated with NAATI. Rules may change; check the official sources before booking.